Estimate your apartment insurance costs.
Enter your property details below to get an instant premium estimate, recommended coverages, and risk factors specific to your multifamily property.
Interactive Tool
Coverage Estimator
Adjust the inputs below to see how property type, location, building age, and construction affect your estimated premiums.
Property Details
Estimated Annual Premium
$564 -- $966 per unit/year
Units
50
Risk Factor
1.61x
State
TX
Recommended Coverages
- Commercial Property$12,679 - $21,735
- General Liability$5,950 - $10,500
- Loss of Rents / Business Income$2,800 - $5,250
- Commercial Umbrella$1,250 - $3,000
- Wind & Hail$3,500 - $8,400
- Equipment Breakdown$750 - $1,750
- Flood Insurance$4,200 - $9,800
- Workers' Compensation$1,500 - $2,750
Risk Factors
- High catastrophe exposure in Texas
- Frame construction carries higher fire and wind risk
Educational Estimate Only
These estimates are for educational and planning purposes only. Actual premiums depend on underwriting factors including claims history, specific location, occupancy, deductible selection, carrier appetite, and current market conditions. To receive an accurate, bindable quote for your property, request a free coverage review.
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