Free apartment insurance tools.
Interactive calculators and checklists to help you estimate premiums, analyze deductible exposure, and build the right coverage program for your multifamily property.
Coverage Estimator
Estimate your apartment insurance premiums based on units, property type, state, building age, and construction type. See recommended coverages and risk factors.
Deductible Impact Analyzer
Model how different deductible levels, coinsurance clauses, and wind/hail percentages affect your out-of-pocket costs across five real loss scenarios.
Coverage Checklist Builder
Get a personalized coverage checklist based on your property profile. See which coverages are required, recommended, and optional for your specific building.
Ready for a Real Quote?
These tools give you estimates and guidance. For accurate, bindable quotes from multiple carriers, request a free coverage review from our multifamily specialists.